MERIDIAN GLOBAL FINANCE

The business account — where the fee revenue actually comes from.

Personal accounts are the visible half of a bank. The paying customer is the business: the merchant taking card payments, watching takings land, and reconciling fees. This is that side of the same ledger. Take payments below and watch gross takings, the network fee, and net settlement move together — the same nought point nought five per cent modelled on the economics page, applied to real transactions here.

Same 0.05% fee as everywhere else Settlement same day, not T+2 Every figure reconciles to the ledger Not the production network
Northumberland Trading Ltd
Registered merchant · London (LON) Spire · Northumberland branch
MG00-GB-LON-NB-000000
Verified merchant
EPC registration complete
Settles in GBP
Gross takings
£0.00
0 payments
Network fee (0.05%)
£0.00
Charged to the payer, not deducted
Net settled to you
£0.00
Same day, not T+2
Average payment
£0.00
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Take a payment

Card present, or an account-to-account push. Both settle to the same ledger.

Today's payments

Newest first. Every row is a committed ledger entry, not a display record.
TimeMethodReferenceTakenFeeNetSettled

Settlement and reconciliation

The figures a bookkeeper actually needs: what was taken, what the network charged, what landed, and whether those three agree. On this ledger they agree by construction, because all three are derived from the same committed entries rather than from separate systems reconciled afterwards.

What this page is, and isn't

What's real here

Every payment taken here commits a genuine SHA-256 hash-chained ledger entry, and the takings, fee and settlement figures are all derived from those same entries — which is why they reconcile exactly rather than approximately. The fee is the same nought point nought five per cent charged in the settlement and merchant demonstrations and modelled on the economics page. Multi-currency takings are converted through the same functions the rest of the site uses. The base-33 round-trip check runs on the day's totals, shown beneath the table.

What's simulated

No card network is contacted and no real card is charged. "Simulate a trading hour" generates plausible transactions to populate the view; it is a convenience for demonstration, not a forecast of merchant volume. Same-day settlement is the design intent rather than a measured service level, and depends on authorisation that Meridian does not yet hold. Merchant pricing beyond the network fee is not set, which is why the economics page deliberately models the settlement fee only. This is a single-node, in-browser proof of concept.