Your PAM is separate — savings, not spending. See it below.
GBP
£0.00
USD
$0.00
EUR
€0.00
ASC · Aurum Current Account
0 N
Account identifier
Country · Spire hub · branch · account, held via the Ophir Spire network — our own routing, not SWIFT's. Branch is fixed to where the account opened, not the citizen's current address.
Your account
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Payees0
Anyone you have paid before, saved so you never retype an account identifier. Sending to a saved payee uses ECH101, a single customer credit transfer.
Standing orders0
You choose the amount and when it goes. You can cancel it yourself, at any time, without asking anyone. Uses ECHAAA015, the recurring mandate code.
Direct debits0
The organisation sets the amount, not you — which is why each one shows a ceiling you set, and why cancelling is one press. Uses ECH104.
A collection above this is refused automatically, not merely flagged.
Savings & Wallets0
Set money aside, out of easy reach of everyday spending — like Spaces on Starling.
Pending Cash Orders0
Locked once ordered — delivered by a contracted local cash-handling courier. Confirmed by both sides before it settles, so nothing goes missing between order and doorstep.
Gold-pegged savings, not a spendable balance. Deposits mint new tokens at the live gold price; withdrawals burn them and convert into a currency you can actually spend — you can't spend directly out of this wallet.
Personal Asset Marker · Protected · Inviolable
0 Nobles
£0
Credit drawn on card, of 75% ceiling
£0 of £0 remaining0 / 0 N
C
Mint CAM
commercial
S
Mint SAM
sovereign
↻
Advance year
+1 yr
My Asset Ledger0
Everything you own, in one place. Tap any entry for its full detail.
Trusts naming you0
Marketplace — for sale0
Money out, this session
£0.00
Money in
£0.00
Where it went0
Statement0
Statements & documents0
Download what you need, when you need it. No waiting for a monthly cycle and no charge for a duplicate.
This period
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Certificate of balance
Often asked for by landlords, lenders and visa applications.
Monthly statements
Not currently posted — available in the app
Paper statements are posted monthly. Most people do not need them; they are here because some still do.
Your cardActive
BEIT
Aurum Debit
•••• •••• •••• ••••
A. CITIZEN
Gold-anchored Spendable
🔒Freeze card
Card is active and can be used
💳Card number
Hidden by default — reveal only when you need it
🌎Online & overseas payments
Allowed
🏦Cash machine withdrawals
Allowed
⚖Gambling block
Blocked — on by default
Every switch here takes effect the moment you press it — no waiting, no phone call. A frozen card can be unfrozen just as quickly, so freezing a mislaid card costs you nothing.
fetching…live from the gold market1 Noble = 0.047424g gold$1.27 · €1.17 per £1
This shows the citizen banking experience — your accounts, your PAM, your asset markers, and moving money between them. It runs entirely in your browser and stores nothing. The settlement infrastructure behind it is described in the investor materials, not shown here.
Meridian Global Finance is in active development and is not currently authorised to provide banking, deposit-taking, payment, investment management or other regulated financial services in any jurisdiction. This is a demonstration only — no real accounts, funds or customers are involved.
MERIDIAN GLOBAL FINANCE