MERIDIAN GLOBAL FINANCE

Echelon Ledger — a live demo, running in your browser right now.

Open a citizen fund, advance it through years of growth, and watch the safe-draw rule refuse a payout it can't cover. Every hash below is computed for real, in this page, from what you do to it — try editing a past entry and see what breaks.

Real SHA-256 hash chain Real safe-draw enforcement Simulated validator quorum Not the production network
Rūnstæf self-check: pending first block…

Open a Personal Asset Marker

A citizen fund, seeded once, at birth.

The ledger

Each entry links to the one before it by hash. Change one, and every entry after it stops verifying.

Try to tamper with it

Pick a committed block, change what it says the balance was, and verify the chain. This is the same check a real auditor would run — nothing here is hidden from you.

What this demo is, and isn't

What's real here

The facility shown here is a superseded basis. This demonstration sizes a flat monthly figure against 75% of the fund’s value. The design specification has since been read against Articles 8 and 9 of the Meridian Rail Bylaws, which secure credit on the safe-draw income stream rather than on the fund’s principal, reserve a subsistence floor that can never be committed, and block lending beyond what that stream services. The conforming facility floats with realised yield and is smaller than the figure modelled here. The mechanics on this page — the hash chain, the refusals, the exact arithmetic — are unaffected, and are what the demonstration is for. Nothing here is authorised in any jurisdiction, and no monthly figure shown is guaranteed.

The hashing is genuine SHA-256, computed by your browser as you interact — nothing is precomputed or faked. The fund itself is never withdrawn: it keeps its full yield every year. The citizen instead draws on a credit facility secured, in this demonstration, against the fund and hard-capped at 75% of its value — a draw that would push past that ceiling is refused outright, checked before anything commits, not after. Government's share, by contrast, is a genuine outflow that does leave the fund, but it's capped at that year's yield so the fund itself can never shrink. Tampering with a past entry breaks verification the same way it would in the tested backend.

What's simulated

The 13-validator quorum shown on each block is illustrative here — this page doesn't run real independent signing processes. The actual multi-validator consensus, with genuine Ed25519 signatures from independently-keyed validators, is implemented and tested in Python (78 assertions, including the exact Byzantine-fault boundary). This page is a demonstration of the mechanics, not the production network — see the investor overview for what that distinction means in practice.